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What Insurance Discounts Do I Qualify for?

Help lower your insurance rates with these commonly offered insurance discounts.
Date Added: January 30, 2012 12:16:12 PM

Not all insurance companies will offer the same discounts but it doesn't hurt to ask! Ask your insurance provider if you qualify for any of the following insurance discounts.

  • Good Grades Discount provides a discount for full-time students who maintain a B average, 3.0, or above. Most of the time there are age restrictions associated with the good grades discount.
  • Student Away at School Discount provides a discount to you if you have a kid holding a valid drivers license but is currently living away at college without a vehicle. Your student is still insured under the contract but you are not penalized by high premiums since your son or daughter is not driving on a regular basis.
  • Good Driver Discount is available to those who maintain a clear driving record over an extended period of time. Insurance companies can afford to give good drivers a price break since the possibility of being involved in an accident is low.
  • Anti-Theft Discount is available in increments depending on your vehicle's theft prevention equipment. The more anti-theft devices you have, the higher the discount.
  • Triple A Discount is available to those who have an emergency roadside assistance program.
  • On Star Discount is available to those who subscribe to an On Star program.
  • Defensive Driver Discount is available to those who have taken a defensive driving course either on line or in a classroom setting in the past 3 to 5 years.
  • Drug and Alcohol Discount is available to those who have taken a drug and alcohol course either on line or in a classroom setting in the past 3 to 5 years.
  • Multi-Line Discount is available to people who insure more than one type of exposure with the same insurance company. For example, I insure my home and car with the same company and I get a fifteen percent discount off both policies.

For more chances to save, check out our local insurance quote section.